Comparing agencies usually starts with a grid of prices and reviews. Before that grid, test each agency against the house itself. Animals, parking, and smoking rules decide whether a worker can enter comfortably and stay, and no public file records them.

Local option: New Plan Care gives families in the St. Louis area in-home help so a parent can stay home: companionship, help with bathing and dressing, meals, and overnight care. Call (314) 405-0887.

Write the house rules first

Before any call, write down the house rules the family already lives by. Include whether animals live in the home and where they stay, where a visitor parks and whether the street or driveway has a permit rule, whether anyone smokes inside, on the porch, or in the yard, and any routine the household keeps around visitors. The list belongs to the family, so it should be written before the agencies hear it.

Ask each agency the same house questions

Put the same questions to every agency, and write each answer beside that agency's name.

Pets: Does the agency have a written policy on animals in a client home? How does it match a worker to a household with animals? What happens if a worker is uncomfortable with an animal at the door? Ask whether a worker can decline an assignment for that reason and what the family's options are.

Parking: Do workers drive to the home, and where do they park? Who handles a permit or visitor pass if the street requires one? Does the agency expect the family to provide a space?

Smoking: Does the agency have a policy for workers who smoke, and does it cover breaks taken outside the home? Will the agency accept a written household rule about smoking inside or outside, and will that rule be written into the agreement?

Score the answers on paper, not in your head

Editorial: Build a sheet with the house item in the first column and a column for each agency. Mark each answer as written, said on the phone, or unknown. A written policy outranks a spoken one. An unknown answer is an open question, not a yes. Carry the sheet into the comparison with the rest of the agency's paper.

What the public files leave out

File: The federal and state lookups show whether an agency is listed, what it is registered to provide, and whether public inspection or survey results exist. They do not show animal policy, parking, or smoking rules. Editorial: Those answers come only from the agency's written policy and the house itself. The desk does not rate or recommend any named provider.

If you are unsure which record applies to the agency in front of you, read home health versus non-medical home care: which record to check before you compare the house answers. Health questions go to the family's doctor.